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SOLD 1113 Spring Lilly Ct

$449,900

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Address: 1113 Spring Lilly Ct.	City/ST: Fenton, MO	Zip Code: 63049
Location: Fenton	Property Type: SOLD	New or Resale: Resale
Square Footage: 3764	Bedrooms: 4	Bathrooms: 3 full, 1 half
MLS# 90017915	Property Tax: 5698

This fabulous home in the Rockwood School District features an extensive list of special features including a striking brick front exterior, 9 ft ceilings on the main floor, 8 ft interior doors, gleaming hardwood floors, 2 story great room offering a breathtaking view from the wall of windows. The gourmet kitchen boasts granite counters, 42 inch toffee cabinets, walk in pantry, center island, butler's pantry and main floor laundry. The private main floor master suite has a luxury bath with adult height vanities and a huge walk in closet. Upstairs you'll find a loft area as well as 3 extra bedrooms, 2 full baths. A framed walk out lower level leads to the custom patio overlooking the gorgeous fenced backyard.

Last Updated: 7/8/2009 1:25:03 PM

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What is considered one of the few remaining tax shelters in the 1990s?
A	Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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The Sue Martin Team, REALTOR�, real estate agent and broker for Fenton, St. Louis County and Jefferson County, Missouri home listings, property and land for sale - NUMBER1EXPERT

The Sue Martin Team
Coldwell Banker Gundaker
516 Old Smizer Mill Road
Fenton, MO 63026
Cell: 636-795-3400
Office: 636-717-6000
Fax: 636-326-1000
Sue@SueMartinTeam.com
Sue Martin and her Home Selling Team is the Fenton area's #1 full-service Realtor whose business success is based on a results-oriented team approach. This dedication to service has resulted in The Sue Martin Team being ranked by St. Louis Business Journal and St. Louis Magazine as one of Metro St. Louis' top Realtors. Sue and her team of professional agents are focused on providing quality services to facilitate home buyers and sellers in achieving their real estate goals through exceptional customer service, track record and experience, and results-based systems. Referrals and recommendations from past clients and customers are a testimony to the team�s commitment, high performance standards and results. Call Sue Today ... and Start Packing!!

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